Finch
Finch
Overview
Income · —
MVR0.00
Set your income to start budgeting
Spent
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Left to spend
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Saved
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Budget buckets

Where money sits
Recent activity
Top categories
Money owed
Net worth
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Across every account you count.

Your accounts

Account activity
Every movement in and out, newest first.
Sub-categories
Split this bucket into the things you actually spend on.
Log an expense
MVR
Expenses
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Savings pool
MVR0.00
Nothing saved yet
In this month
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Out this month
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Net
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Pool history
Filters
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Income vs spending
Across the selected range.
Payables & receivables
What you owe against what you're owed.
Predictive budgeting
Projections from your spending history, with anything unusual flagged.
Where it went
Budget adherence
Month in review
Theme
Pick the palette the whole app is painted in.
Card shape
How rounded every card, button and field is.
Accounts & sync
Money
Base currencyWhat totals, budgets and net worth are reported in. Individual entries keep the currency you logged them in.
Exchange rate What one US dollar is worth in rufiyaa. Used everywhere a converted figure appears. — $1 =
Budget split · —
Each month can have its own split. Must total 100%.
Total 100%
Your data
Finch 3.0
Everything is stored on this device only. Export a backup to move it elsewhere.
Jump to month
Budgets are tracked per month.
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Income
Salary and anything else you earn. Counts for this month only.
MVR
This month
Add expense
Pick the account it came out of so balances stay right.
MVR
Add account
Mirror a real account so you can see what's actually left.
MVR
MVR
Move money
Between your own accounts. Doesn't count as spending.
MVR
Add a payable
Someone you owe. It stays until it's cleared.
MVR
MVR
Record a payment
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MVR
Add to savings
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MVR
Lock funds
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MVR
Connect your bank
Pick where you bank and Finch will set the account up for you.
Maldivian banks don't offer open-banking access to third-party apps yet, so Finch can't pull your live balance. Choosing a bank pre-fills the details and you enter the balance yourself — everything after that updates automatically as you log activity.
Sign in
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Finch never asks for your banking password. Enter your details below and we'll create the account locally on this device.
MVR
Add a receivable
Someone who owes you. It stays until they've settled up.
MVR
MVR
Record a receipt
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MVR
Flow plan · —
Retirement comes off the top. What's left is your take-home, divided across six lanes.
Take-home lanes
Total of take-home 100%
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Fund lane
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MVR
Linking an account here sets it as this lane's home, so next time it's pre-filled.
New sinking fund
Car maintenance, gifts, pet bills — anything lumpy you'd rather not be surprised by.
MVR
MVR
MVR
Add to fund
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MVR
New sub-category
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MVR
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Are you sure?
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